The right options for your business.

Save valuable time and leave the work to us.

We'll help make financing your vehicles easier so you can get back to business. Whether you're looking to finance or lease, we'll be right there to walk you through the process and make sure your business thrives.

The benefits of our Business Solutions Finance Plans¹

Enjoy full-ownership benefits from day one.

• Competitive APRs
• Flexible terms up to 84 months
• Seasonal payment plans (not available in all states)
• Unlimited miles
• No excess wear and use charges
• Eligible new, certified and used Toyota vehicles, and new and used non-Toyota vehicles
• Balloon financing available in limited states

Consider this plan if you expect to use your vehicles for the long term and/or plan to operate them in a way that would exceed limits under a lease.

The benefits of leveraging our Business Solutions Lease Plan¹

Make the best use of your cash flow with lower monthly payments through a lease option. New and Toyota Certified Used Vehicles are eligible.

Closed-end lease plan²

Full use of your vehicle without the costs of ownership. It's a standard, closed-end lease with:

• Flexible terms up to 60 months
• Client responsibility for any excess mileage and excess wear and use charges at the end of the lease
• Early termination charges ³
• Opportunity to return the vehicle or purchase it for the residual value at the end of the lease

Consider this plan if you plan to replace your vehicles every two to five years and drive fewer than 15,000 miles per year.

Additional programs and services

We can help you save time and plan for the future with some additional offerings.

Vehicle credit line^5,6

Plan ahead and streamline the process of acquiring future vehicles for your business.

Benefits include:

• Pre-qualification good for 12 months, eliminating the need to go through the entire credit approval process each time you finance an additional vehicle
• Availability on all Business Solutions finance and lease options
• Helps free up cash to invest in other aspects of your business

Consolidated billing statements

Consolidate multiple billing statements into one monthly statement with summary details on individual accounts. Remit just one payment to cover all your accounts. Available on request for business customers with multiple vehicles financed.

Specialized customer service

Professional and knowledgeable customer service consultants will work closely with you getting to know you and your business so they can customize services to your needs. Call (866) 935-3388.

Looking for more?

Here's more information and helpful vehicle and payment protection plans for business owners.

• Vehicle Service Agreements

  Protect yourself from unexpected covered repairs after your vehicle warranty expires. Find the right level of coverage for your needs.

• Guaranteed Auto Protection

  Fill the gap between the insurance settlement and the amount owed on your total loss vehicle.

• Prepaid Maintenance Plans

  Avoid future payments and keep your business fleet protected.

Have questions?

We've heard them all. Here are some common questions and their answers.

See all FAQs

1. Vehicle eligibility requirements apply. Subject to credit approval through a participating Toyota dealer and Toyota Financial Services. Not all applicants will qualify. Programs not available in all states.

2. Usage exclusions: Vehicles used for rental, livery or for hire (e.g. taxi cabs), emergency, or law enforcement are not eligible to lease under the TFS Business Solutions Program.

3. Charges may be substantial if you terminate the lease early.

4. You are responsible for the difference between the net sale amount and the TRAC value, if the amount is less than the TRAC value

5. Finance and lease programs available on approved credit through participating Toyota dealers and Toyota Financial Services. Not all applicants will qualify. Programs may not be available in all areas. Programs are subject to change or termination at any time. Please see your Toyota dealer regarding finance terms, restrictions, state eligibility and program compatibility.

6. Vehicle credit lines are subject to additional terms and conditions.