Once my loan is paid off, how long will it take to receive my vehicle title/lien release?
The expected delivery date will depend on your title type. To locate your title type, log into the website or mobile app and from the Dashboard select Title/Lien Release Status. Then select “Title Information” to view your title type.
Paper Titles/Lien Releases: expect to receive it within 25-40 business days (from the date the payoff is posted to the account – this includes mail time)
- Generally, we'll send the title/lien release to you or an authorized recipient, within 10 business days after the payoff is posted to your account, depending on payment method and applicable state law.
- Allow 15-30 business days for United States Postal Service delivery.
Electronic Titles: expect to receive the paper title from the state within 7.5-9.5 weeks (from the date the payoff is posted to the account – this includes mail and state agency processing time.)
- Generally, we’ll notify the state of the lien release within 10 business days after the payoff is posted to your account, depending on payment method and applicable state law.
- Allow 6-8 weeks for the state to provide you with your title.
- Exception: Florida and Arizona generally require the title to remain electronic unless the owner requests a paper title.
- For additional questions, please contact your state titling agency.